Pros and Cons of Renting vs. Buying Property in the Dominican Republic



Considering renting or buying property in the Dominican Republic? Watch this video to learn the pros and cons of both options.

Whether you’re looking to invest in real estate or find a place to live, understanding the differences between renting and buying in the Dominican Republic is crucial. From financial implications to long-term commitments, we’ll break down everything you need to know before making a decision.
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37 Replies to “Pros and Cons of Renting vs. Buying Property in the Dominican Republic

  1. I personally don’t see that much value in owning in DR. Obviously I respect everybody decision but I’ll use my sister as an example. She purchased an apartment in Santiago, paid like 180k. I saw a listing 10 month old trying to rent for 40k pesos. Which means I can be her neighbor for 700. I own properties in Pennsylvania and there no property I pay 180k that I’m renting for anything less then 1400. So it’s a personal decision for everybody but the math does not add up. Put 180k froze in any bank in DR, you’ll get the money to rent at the complex you wanting to buy plus way more money

  2. In DR, buying is the way to go. No tax or low property tax depending on the home total price. I bought an apartment in Santo Domingo back in 2011. Property has been rented since then and I have paid zero in property tax.I love it!!!!

  3. I don’t get a chance to watch you guys like I used to, but I certainly do enjoy everything y’all tell us great YouTube channel. Also, you make a great! God knew what he was doing when he put you two together!❤❤❤❤

  4. Guys, great topic as always! James, the name of the movie was the Big Short that dealt with the subprime loans. As far as wear and tear on rentals those issues should be discussed during the signing of the lease. There should be an understanding whose responsibility it is when there is wear and tear inside the contract so there’s no ambiguity as to who will pay. ✌🏽

  5. Great info guys. I'm pretty much like you James, I rent where I stay and the money I save from not putting a down payment on purchasing a house or having to pay upkeep expenses on a house, I invest that money into stocks, bonds, and other things that net me great returns on my money.

  6. Usually in the United States, if you rent a house, the owner will take on the responsibility of the repairs but there is a deductible that you must pay….

  7. I would say the best reason to buy would be the duration of stay. Hotels and air bnb add up for long stays. I bought because I stay long periods in DR. it is also an investment, but as far as flipping the property, I have not seen my property increase that much in value for 10 years. But it has, so that is a good thing. When buying property in DR can be a minefield. Proceed with caution.

  8. Great pros and cons guys. Personally I would prefer to buy; or build my own, but I honestly need to rent first so I can really experience a few heavy rain falls to know exactly where to avoid. Owning a home in a flood zone is a terrible thing. I would not want to do long term renting anywhere, because i am truly tired of dictations about all the things I can not do. When I finally move to the DR, I only want to move one time, that’s it. Great video y great topic James y Norberis. 👍👍👍

  9. Another factor is HOA fees, here where I'm at HOA is separate from my mortgage..I liked what you said about the 40% needed there as a down payment and using it for other financial goals.. Renting I think for a few years gives you a chance to get a lay of the land and see what fits…I'm definitely seeing renting as a better option there for the moment..Great information Jay and Norberis… You've got to do what's right for you and your situation, I feel that..

  10. O wow,, the iris went into sleep mode @ the 33:54 mark. Still, the vid is a valuable keeper.
    Q: if you do your own repairs or upgrades on a rental, can you subtract the cost for that particular month or lower the rental cost due to the upgrade or are both situations negotiable ?

  11. I moved to DR 5 yrs ago and rent a whole house with a small pool for $600 a month and use my capital for investment in the market and crypto. So far so good. The thing about DR depending on the location prices in properties dont go up as fast as the states and sometimes depreciate.

  12. Bro, at 28:46 you killed your own argument/point. If cash flow pays your rent then it would be better to own and rent to yourself.
    I get it, you don't have the cash to pay the 40% but stay strong and I believe you will get there! You both work hard and smart and offer great content and a good family!!

  13. I dont think DR has conventional fixed loans, think it is 5 years fixed then it changes. So it best to pay it off as soon as possible. Or all cash if you can from the start. Use US equity in property to buy in DR

  14. I think the DR is experiencing a high amount of inflation and the real estate is over priced at this time. The country does not have the full infrastructure to quantify the high prices outside just a few tourist locations. I love this country and the people but also have known it for 25 years.
    I wish I bought an old building in Zona Colonial because that is the one spot I like. The rest are just 1-2 weeks get away's for me.
    You too have a great vlog and very entertaining but it can be hard for you since you promote both buy and rent. It's a fair question to ask you why you don't buy since you also consult. It would be the FIRST question I ask you and respect that I know you would tell me.

  15. Nvidia stock split June 7/24. Trading June 10/24, Buy and hold for min 5 years. Good for your daughter. Or buy 2 year options. Then you can buy a house cash if interested.

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